Benjamin Rich, better known online as bald and bankrupt, is a English YouTuber who focuses on traveling to peculiar foreign countries or parts of them. Most of his videos have been filmed in India and Russia, although he has made videos on other countries including Burma, Bolivia, and several countries of the former communist bloc such as Belarus, Moldova, and more. Many of his videos on India were in collaboration with his fellow YouTuber friend, Harald Baldr, who is from Norway, both of them first met each other in a gym in Ukraine, whilst they were living in that country.
Bald And Bankrupt is British of Irish and Polish ancestry and was previously married to a Belarusian woman, who he has since divorced. He has a daughter from his ex-wife and is dating a Belarusian woman named Alina, who has appeared in some of his videos. The name "bald and bankrupt" comes from Ben being bald and bankrupt from a bookshop business he once had in Brighton.  He also worked as a hotel manager in India, whilst living there in the early 90's and has written a book about his journey in Belarus called The Burning Edge: Travels Through Irradiated Belarus under the pseudonym of Arthur Chichester. He is proficient in Russian, can get by in Hindi, and has a small understanding of Spanish.
Bald And Bankrupt first decided to produce YouTube videos after his friend Harald Baldr convinced him to do his own travel videos. The first video Bald And Bankrupt did was I Love India's Policewomen, uploaded on 12th June 2018, which was his travels in India observing some of India's beautiful policewomen. His videos on India started to gain popularity from the country with it's humour and his near fluency in the Hindi language. Those videos, as well as other countries gained him popularity, where remarkably he gained well over 900,000 subscribers in just one year. His popularity led to PewDiePie saying in a July 2019 interview with Cold Ones on YouTube that his current favourite YouTuber was bald and bankrupt. He has also done several collaboration videos with the Russian YouTuber NFKRZ, where the two visited the latter's hometown of Chelyabinsk and other nearby areas.
- According to his YouTube about page, he claims that his channel is PewDiePie's favorite.
|“||Join me on my travels meeting people and drinking vodka in places other vloggers don't want to visit. Oh and it's Pewdiepie's favourite channel.||”|
―bald and bankrupt's YouTube about page